Legal Terms Depend On Your Location
Our Legal position starts with a simple access rule: eligibility depends on local law. Before your account becomes active, we may ask for accurate identity and phone details, and we can pause access when required account checks are incomplete. Payment records are matched to the account
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that submitted them, so DANA, OVO, GoPay and QRIS activity must use your own permitted wallet or payment path. Bank transfer and virtual account records may also be reviewed before an account action is completed. If you access the lobby from Denpasar or Yogyakarta, the same
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jurisdiction rule applies. We do not describe access as available everywhere; where local law permits, you can use the account after the required steps are complete.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.